We are following the great financial Guru of our times…Dave Ramsey. The baby steps are on, and we have a long way to go… But we are keep on…keeping on.  If you haven’t read Dave Ramsey`s famous book “The Total Money Make Over” also called as TTMMO by many, then it`s time to read it.

The Other two books I have enjoyed reading are, “The Millionaire Next Door” by Thomas J.Stanley and “The Complete Tightwad Gazette” by Amy Dacyczyn.

The Millionaire next door opens your eye to the reality, that the next door Joneses are not truly wealthy, in fact it`s the unassuming next door cleaner or a Janitor with their own business and an old van parked outside their house, may be laughing their way to the bank. While the Jones next door may actually be living Pay Check to Pay Check or worse, borrowing from Paul to Pay Peter.

While Amy Dacyczyn does “walks the talk”, of living frugally yet well. She talks about finding deals and stuff for free or better still from someone`s trash. Along with a lot of elbow grease and team work with your spouse, they turn their finds into true treasures. She teaches how to truly stretch the dollar and making it last longer.

Couponing can help cut grocery bill by nearly 50%, can get some tips from TLC show, “Extreme couponing”.

Giving back to the community is equally important, it helps to remember,” We are Blessed to be a Blessing”.



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